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Private Real Estate Lending

Flexible Capital for Every Stage of Your Project

Westmont Capital is a direct, balance-sheet lender for real estate investors, builders, and developers. Disciplined credit, fast execution, and a team that answers the phone.
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Principal Funded
$ 0 B+
Loans Closed
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Repeat Borrowers
0 %
Years of Experience
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Westmont Capital — Get Prequalified

Your project

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Loan amount

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$750,000
Short-term capital for acquisitions
$100K$10M+
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Your timeline

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Where should we send your terms?

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Likely match: Fix & Flip program. Based on your amount and timeline, you may qualify for approval in as little as 48 hours.
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You're matched.

Thanks, John — a loan specialist will reach out within one business day with terms for your fix & flip project.

🔒 Secure & confidential. We never sell or share your data.

Every Financing Scenario Is Unique

Since this is private financing not a traditional bank loan—every scenario is unique. Contact us to discuss your situation and see if we have a financing solution that fits your needs.

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View Loan Programs

Explore Our Loan Programs

Find the right financing solution for your investment project.

Fix & Flip Loans

Apply now

Residential Bridge

Apply now

New Construction

Apply now

DSCR / Rental Loans

Apply now

Close Deals Without the Wait

Fast, flexible funding with full support.

Speed

Close in as fast as 48 hours after docs received. Direct underwriting — no committee delays, no back-and-forth.

Flexibility

Custom-tailored lending solutions built around your deal — not the other way around. We structure to win.

Satisfaction

Full lifecycle support from initial inquiry to final funding. One dedicated point of contact — from prequal to payoff.

Find the Right Loan Program

Explore our suite of residential loan programs designed to support investors, builders, and developers across every stage.

In some scenarios, we can fund 100% of the purchase price.

Residential

Fix & Flip Loans

  • Up to 90% Purchase + Rehab
  • Fast Approvals

Up to 90%

LTC

6–18 Mo

Term

48 hrs

Close

Learn More

Residential

DSCR Rental Loans

  • Qualify using rental income, not personal income

Up to 90%

LTC

6–18 Mo

Term

48 hrs

Close

Learn More

Residential

Bridge Loans

  • Short-term capital for
    acquisitions or repositioning

Up to 90%

LTC

6–18 Mo

Term

48 hrs

Close

Learn More

Residential

Construction Loans

  • Ground-up builds with staged draws

Up to 90%

LTC

6–18 Mo

Term

48 hrs

Close

Learn More

Residential

Commercial Loans

  • Small to large balance commercial & mixed-use financing

Up to 90%

LTC

6–18 Mo

Term

48 hrs

Close

Learn More

Residential

Second Mortgage

  • Case-by-case

Up to 90%

LTC

6–18 Mo

Term

48 hrs

Close

Learn More

Special Situations

Special Situations Program

Private financing for complex assets, transitional scenarios, and opportunities that do not fit a traditional lending box.

Sectors

  • Residential
  • Multifamily
  • Residential Condo
  • Master Planned
  • BFR
  • Residential
  • Multifamily
  • Residential Condo
  • Master Planned
  • BFR

Asset Profiles

  • Land & Pre-Development
  • Conversions
  • Special Situations
  • Note-on-Note Financing
  • Residential Condo Inventory Loans
  • Construction Completion
  • Transitional Assets
  • Note Purchases
  • DIP Financing

Proven Credit Discipline. Modeled After Top Originators.

We hold ourselves to the standards of the nation’s top-performing originators — measured by volume, speed, and deal execution. Not by brand stories or headshots.

Principal Funded
$ 0 B+
Loans Closed
0 +
Repeat Borrowers
0 %
Years of Experience
0 +

Scotsman Guide Ranked

Benchmarked against the nation's top residential originators for volume, speed, and execution consistency.

True Balance-Sheet Lender

We lend our own capital. No correspondent delays, no third-party approvals — decisions made same day, in-house.

Volume, Speed, Execution

Deal flow over brand story. Our track record is measured in closings — not marketing claims.

How It Works

Simple, transparent lending – in four easy steps.

Apply

Submit a quick application in minutes.

Review

Our team reviews your deal and matches you with the best lending program.

Approve

Get fast approval with clear, transparent terms.

Fund

Receive your funding and move forward with confidence.

Fast, Flexible Capital. Built for Real Results.

Submit your deal today and get a fast response from our lending team. Let’s get your project funded.

SUBMIT YOUR DEAL
TALK TO AN EXPERT

Close in 48 Hours

Fast approvals and closings when you need it most.

Flexible Lending

Solutions tailored to your dea not a formula.

Execution You Can Count On

We say what we'll do and we do what we say.

SUBMIT YOUR DEAL
TALK TO AN EXPERT
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Let's Talk Numbers

Send us your deal and we’ll respond with a term sheet — no obligation, no hard credit pull, no delays.

Prefer to Talk?

Speak Directly to an Expert

Call (310) 777-5401 — Mon–Fri, 8am–6pm PT

🔒 Secure & Confidential · We never sell or share your data

What Our Clients Say

Real feedback from investors and borrowers who trust Westmont Capital for their funding needs.

“I received my approval within two days — faster than any bank I’ve worked with. The process was clear and stress-free.”
Sarah Mitchell
Sarah MitchellExecutive
“I received my approval within two days — faster than any bank I’ve worked with. The process was clear and stress-free.”
Sarah Mitchell
Sarah MitchellExecutive
“I received my approval within two days — faster than any bank I’ve worked with. The process was clear and stress-free.”
Sarah Mitchell
Sarah MitchellExecutive
“I received my approval within two days — faster than any bank I’ve worked with. The process was clear and stress-free.”
Sarah Mitchell
Sarah MitchellExecutive
“I received my approval within two days — faster than any bank I’ve worked with. The process was clear and stress-free.”
Sarah Mitchell
Sarah MitchellExecutive

Need help before applying?

hello@westmontcapitallending.com

(702) 555-2146

Frequently Asked Questions

Find quick answers to common questions about our private lending process.

1. Who can apply for a loan with Westmont Capital Lending?

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